| viharnik30. 06. 2014 13:10:49 |
Today I took out CORIS travel insurance for 7 days.
The insurance is very simple, just provide personal data and it's done in a moment.
With the tourist package of basic insurance, which we take for 5 days onwards, in case of accident, injury coverage in mountains worldwide only up to 3000m. Above that height, +30% of the insurance amount is added to the basic health premium, so the member is fully insured.
If traveling in Europe, basic health ins. premium with coverage up to 25,000eur is enough.
In the world where EHIC doesn't apply, it's good to insure as best as possible with triple coverage, because other costs there increase a lot including logistics.
CORIS thus covers all accident costs except mountain rescue, that covers mountaineering insurance. They cover all traffic accidents, other injuries, acquired illnesses, epidemics.
In case of accident, if traveling alone or doing tours alone, it's good to request personal Medical Assistance Card from CORIS, they will issue it exceptionally. Thus equipped, if serious self-injury occurs, rescuers or medical staff can more easily get insurer data and contact them.
For small amounts doctor or treatment up to about 100eur (as much as individual can currently cover), insured pays himself. At home insurer reimburses. If treatment amount higher, upon hospitalization insured calls home to CORIS, says what happened, type of injury, meanwhile doctor-hospital abroad also contacts CORIS and thus covers treatment costs, treatment can continue without issues. On larger injury or longer treatment abroad CORIS insurer covers costs until patient can be brought home. Regarding treatment location home or abroad (if accident related to abroad), local chief doctor decides if injured is treated abroad or transported home for surgery, depending on injury type and impact on health-survival. Upon taking insurance, insurer gifts interesting card game. Good luck!
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