PZS insurance and OEAV card (Austria)
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| ljubitelj gora24. 01. 2014 12:27:41 |
http://www.coris.si/867/default.aspx
additional insurance for adrenaline sports enthusiasts
For all skiing enthusiasts for whom riding on groomed slopes is not enough, we at Coris have prepared an offer that with appropriate additional payment covers also skiing in pristine nature where you choose your own route in untouched snow. So now you can insure touring skiing, skiing off groomed slopes and heli-ski.
Similarly with appropriate additional payment you can also insure kiting, which until now was not insurable.
For the mentioned sports you can insure both with classic Coris health insurance as well as new Multirisk insurance.
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| ljubitelj gora24. 01. 2014 14:29:21 |
Coris has gaps! Not everything 100% covered, I'll reply more when I get more answers. Heli covered, problem with GRS, personnel. Hospital care in valley covered.
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| Zebdi24. 01. 2014 14:31:58 |
Heli in every case or only inter-hospital transport or from traffic accident scene to hospital?
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| lizika24. 01. 2014 14:48:24 |
Liability to female and male members
and one-time insurance of all kinds
adrenaline sports
in nature
... that's it 
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| Zebdi24. 01. 2014 14:58:04 |
lizika, does OEAV cover medical treatment too or only rescue costs? Because as I see, probably by far the best option is OEAV membership + CORIS insurance
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| lizika24. 01. 2014 15:09:12 |
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| Zebdi24. 01. 2014 15:18:08 |
Thanks 
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| ljubitelj gora24. 01. 2014 16:07:02 |
Here's the answer:
In this case we cover possible helicopter transport, hospital treatment costs and repatriation cost. When talking about helicopter transport we mean the crew descends to you, cares for you appropriately, gets you into helicopter and takes off (similar as injury on ski slope).
However we do not cover cost of e.g. mountain rescuers or »ground« team. Also not covered if anything complicates during the helicopter action itself (helicopter returns twice etc.) Rescue not covered, only transport, but sometimes the line is very unclear.
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| matejn24. 01. 2014 17:07:06 |
Everyone who is OEAV member has accident insurance option at UNIQA insurer.
All in one place, what do you want nicer
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| julius26. 01. 2014 09:20:36 |
L.G.
This I found on PZS website.
Confirms all my statements on topic "PZS members insurance" were true.
Gentlemen, when you go to foreign mountains, take hefty stack of euros or gold credit card.
As for Coris, just that its offer provides only higher standard health care.
Final result PZS:OAeV comparison as follows:
A+ fee + Coris = OAeV membership for two years.
Who rips us off here and ...???
FREQUENT QUESTIONS / ANSWERS
Views: 295
Membership > General
If rescue needed in foreign mountains, insured must settle rescue bill. Amount reimbursed by insurer post confirmed coverage. Within max how much time rescue bill reimbursed?
Agreed deadline with insurer 30 days. From first year experiences majority cases resolved 12 to 33 days. In unclear cases where insurer initially refuses payout and extra circumstances argued in complaint deadline longer. In such cases notify PZS ASAP so it can assist member in process.
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| Zebdi26. 01. 2014 10:16:25 |
julius, this about CORIS isn't quite true, that it only offers higher level of medical care. CORIS also covers transports, while the European card doesn't. Say, I have direct experience with this. A few years ago we needed transport from France to Slovenia and if we didn't have Coris, the transport cost would have been seriously high
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| viharnik26. 01. 2014 10:41:36 |
The CORIS insurance company is a good 1 km away from me, hehe.
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| julius26. 01. 2014 10:48:37 |
Yes Zebdi,
you're right regarding the subsequent procedures following rescue.
Here the main debate is what you get if insured as PZS member or as OAeV member.
Regarding that according to EU regulations, insuring only for transport is possible. I'll check on Monday how it works.
Best regards.
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| janez.novak26. 01. 2014 13:05:08 |
julius - if they e.g. rescue you abroad (I'm PZS A member), do you have to pay the bill right away (in helicopter) and also if with this membership I get costs reimbursed? Given that my range abroad reaches Montasio and Kanin in Italy and north side of Karavanke in Austria I'll stay as thrifty Gorenjec only with PZS insurance
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| julius26. 01. 2014 15:51:12 |
janez.novak
If you only go to Western Julians, category A membership suffices, because there's rescue agreement between PZS and CAI for that area.
On the other side of Karavanke everything is paid. You pay the bill before they let you go.
Of course not in helicopter, but before you go home.
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| viharnik26. 01. 2014 16:24:45 |
Apparently it's worse with our insurance for interventions in Switzerland or France. There they even charge you if the rescued isn't a member of some European recognizable and long-term stable reference mountaineering organization. Additionally they hospitalize you usually in local hospitals near mountains, which are mostly private in nature and consequently with quite expensive services.
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| janez.novak26. 01. 2014 16:58:42 |
julius - thanks for the answer!
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| ljubitelj gora29. 01. 2014 14:44:35 |
julius is right about what janez already wrote/posted answers.
If you go to Cjajnik and want to be insured then you must have OEAV membership for accident cases.
If you go to Montasio and are a category B member (A is taken for higher insurance premium) that also suffices, because that's still Western Julian Alps + from this membership parts of Carnic Alps are covered too. On one side I also got answers from RS for rescue. Where now what applies you take OEAV
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| herman830. 01. 2014 08:11:47 |
It wouldn't be wrong if someone who experienced an accident in mountains also chimed in on this topic. That way we'd learn first-hand what problems he had in claiming the insurance.
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| Janez Seliškar30. 01. 2014 10:21:12 |
Last year I know of accident of Slovene on Veliki Klek. He was OEAV member. Helicopter rescue, transport to hospital, operation.
Without a cent of payment.
By mail he got the bill "of his accident" for info. Approx 13,000.00 EUR, which was of course already paid by the insurance.
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