Thanks gely!
Regarding money, such a negative scenario could come true: CBDC is being developed (central bank digital currency, which the issuer can program on the fly at state or individual level, e.g. via possible social credit score). They will promote it first by paying people UBI (universal basic income) through it. It might coincide with job decline (replaced by AI), or new banking crisis (where CBDC will be advertised day and night as alternative). In short, CBDC will first be a lifeline for people.
After introducing CBDC, cash will be secretly phased out and all electronic payments transferred to CBDC. After a few years when it becomes the main payment method, restrictions will start: money suddenly won't work 15 km from permanent address (so-called climate lockdown), per month only a certain amount of meat and meat products can be bought (overweight people even less, arguing they burden the health system more), a person won't be allowed to spend more than a certain CO2 emission limit (so limit on air travel, car trips ... consequently fewer mountains

), otherwise immediate higher taxes (or money for those purchases simply won't work anymore).
CBDC is already designed multi-tiered, i.e. no limits for key cadres / people.